Unlock Liquidity from Your Investments
Get instant loans against your mutual funds and shares. No need to sell, keep earning returns while you borrow.
Why Choose Lienzo?
The smartest way to access funds without disturbing your investment portfolio
Up to ₹1 Crore
Borrow against mutual funds and shares
Interest from 9%
Competitive rates, transparent pricing
15-Minute Process
Complete application in under 15 minutes
Zero Foreclosure
No charges on prepayment or foreclosure
Built for the Modern Investor
Lienzo combines cutting-edge technology with financial expertise to deliver a seamless borrowing experience.
Instant Approval
Get loan approval in minutes, not days. Our AI-powered system processes applications instantly.
Secure & Compliant
RBI-licensed partners and bank-grade encryption ensure your data is always protected.
Keep Your Investments
Don't sell your portfolio. Pledge it and continue earning returns while you borrow.
Same Day Disbursal
Funds transferred to your account within hours of approval. No waiting, no hassle.
Calculate Your Eligibility
See how much you can borrow and what your monthly payments would be
Loan Parameters
Rate may vary based on your profile and portfolio composition
Loan Summary
Fixed monthly payment for 12 months
Check your eligibility in under 2 minutes • No impact on credit score
How It Works
Get your loan in 4 simple steps
Check Eligibility
Enter your mobile number and verify your portfolio holdings instantly.
Submit Documents
Upload KYC documents and get instant verification through DigiLocker.
Get Approved
Our AI reviews your application and approves your loan in minutes.
Receive Funds
Funds are transferred to your bank account on the same day.
What Our Customers Say
Join thousands of satisfied customers who trust Lienzo
"Lienzo helped me get a loan against my mutual funds in just 10 minutes. The process was incredibly smooth and transparent."
"I needed urgent funds for a medical emergency. Lienzo processed my application within an hour and disbursed the amount the same day."
"The best part is I didn't have to sell my investments. I pledged them, got the loan, and my portfolio kept growing."
Frequently Asked Questions
Got questions? We have answers.
What can I pledge as collateral?
You can pledge mutual funds and shares held in your demat account. Both NSDL and CDSL depositories are supported.
How much can I borrow?
You can borrow up to 50-70% of your portfolio value, depending on the asset class. Maximum loan amount is ₹1 crore.
How long does approval take?
Most applications are approved within 15 minutes. Funds are typically disbursed on the same day.
What are the interest rates?
Interest rates start from 9% per annum and vary based on your loan amount, tenure, and portfolio composition.
Can I repay early?
Yes! We have zero foreclosure charges. You can prepay or foreclose your loan anytime without any penalty.
Is my data secure?
Absolutely. We use bank-grade encryption and partner only with RBI-licensed NBFCs. Your data is never shared with third parties.
Ready to Unlock the Potential of Your Investments?
Join thousands of satisfied customers and get started with Lienzo today.