Terms of Service

1. Nature of Services

• LienzoCap is a technology platform and aggregator that connects users with third-party lenders, NBFCs, and financial service providers.
• We do not act as a lender, do not provide credit, and do not guarantee loan approval, interest rates, or terms.
• All financial products are offered by regulated third-party institutions, and their terms and conditions will apply to you.

2. Eligibility

• You must be at least 18 years of age and legally capable of entering into a contract to use our services.
• By using the platform, you represent that the information you provide is true and accurate.

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Use the platform only for lawful purposes
• Not misuse the platform, attempt unauthorized access, or disrupt services
• Comply with all applicable laws and regulations while using our services

LienzoCap reserves the right to restrict or terminate access in case of misuse or violation of these Terms.

4. Third-Party Services & Links

• Our platform may redirect you to third-party websites or applications operated by lenders or service providers.
• LienzoCap is not responsible for the content, services, privacy practices, or actions of such third parties.
• Any agreement you enter into with a third party is solely between you and that party.

5. No Financial Advice

• Information on our platform is for general informational purposes only and does not constitute financial, legal, or investment advice.
• You should independently evaluate any financial product and consult professional advisors if required.

6. Fees & Commercials

• LienzoCap may receive a referral fee or commission from partner lenders for facilitating connections.
• We do not charge users any fee unless explicitly stated on the platform.

7. Intellectual Property

• All content, branding, logos, and materials on the platform are the property of LienzoCap or its licensors.
• You may not copy, modify, distribute, or use our content without prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law:

• LienzoCap shall not be liable for any direct, indirect, incidental, or consequential losses arising from:
  • Your use of the platform
  • Any loan or financial product availed from third-party lenders
  • Delays, rejections, or changes in terms by lenders

9. Indemnity

You agree to indemnify and hold harmless LienzoCap, its directors, employees, and partners from any claims, damages, or liabilities arising from your misuse of the platform or violation of these Terms.

10. Termination

We may suspend or terminate your access to the platform at any time without notice if you violate these Terms or misuse the services.

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Courts at New Delhi shall have exclusive jurisdiction.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the platform after changes implies acceptance of the revised Terms.

13. Contact Information

For any queries related to these Terms, please contact: