Advanced Loan Calculator

Loan Against Mutual Funds
Interest & EMI Calculator

Calculate your eligible loan amount and choose between EMI or Interest-Only repayment models. Processing fees and GST are automatically calculated.

Loan Parameters

Portfolio Value

Market value of lien-able MF units (₹)

Eligible LTV (%)50%

40%85%

Loan Amount (Max eligible: ₹5,00,000)

Interest Rate (% p.a.)12%

10%18%

Tenure (months)12

184

Repayment Type

Processing FeeGST (18%) auto-calculated

% of loan

Flat (override %)

Monthly EMI

₹44,424

12 months @ 12% p.a.

Eligible Loan₹5,00,000

Processing + GST₹8,850

Total Interest₹33,093

Total Payback Amount

₹5,41,943

This is an indicative calculation. The final loan amount and interest rate will depend on the specific securities you pledge and your credit profile.

Check your eligibility in under 2 minutes

EMI: ₹44,424 / month

Month	Interest	Principal	Installment	Closing Balance
1	₹5,000	₹39,424	₹44,424	₹4,60,576
2	₹4,606	₹39,819	₹44,424	₹4,20,757
3	₹4,208	₹40,217	₹44,424	₹3,80,540
4	₹3,805	₹40,619	₹44,424	₹3,39,921
5	₹3,399	₹41,025	₹44,424	₹2,98,896
6	₹2,989	₹41,435	₹44,424	₹2,57,461