Loan against Mutual Funds — 100% digital, OTP pledge
Get instant liquidity without selling your mutual funds. Secure digital pledge through CAMS/KFintech with OTP verification.
No Impact on Holdings
Your mutual funds remain in your name and continue to grow. You retain all benefits.
100% Digital Process
OTP-based pledge through CAMS/KFintech. No physical paperwork required.
Quick Disbursement
Get funds in your account within 15 minutes of approval.
Flexible Repayment
Choose between EMI or Interest-Only. No foreclosure charges.
Check Your Eligibility
Fill in your details to get instant pre-approval and loan offer.
Already have a portfolio with us?
Login using your mobile number and OTP to access your account.
Eligibility Criteria
Minimum Holdings
Mutual fund portfolio value of at least ₹50,000
LTV Ratios
- • Equity Funds: Up to 50%
- • Debt Funds: 60-80%
- • Liquid Funds: Up to 90%
Age Requirement
Applicants must be between 21-65 years old
Registration
Mutual funds must be registered with CAMS or KFintech
How It Works
Select Your Folios
Choose which mutual fund folios you want to pledge
OTP-Based Pledge
Secure digital pledge via CAMS/KFintech with OTP verification
Instant Credit Line
Get loan approval in 15 minutes, funds in your account
Calculate Your Loan
Use our advanced calculator to estimate your eligible loan amount and EMI
Important Note
Indicative LTV: Equity ~50%, Debt 60-80%, Liquid up to ~90% (lender policy). Your investments remain in your name and continue to grow.